Deleting Your Data

Deleting Your Data

You have full control over your data. This guide covers how to remove specific data, disconnect accounts, and completely delete your Curl Budget account.

Types of Data Removal

Removing Specific Data

Delete individual items without closing your account:

• Individual transactions
• Specific accounts
• Categories, tags, or budgets

Disconnecting Accounts

Remove bank connections while keeping your account:

• Stops syncing new transactions
• Choose to keep or delete history
• Account remains usable

Deleting Your Account

Completely remove everything:

• All data permanently deleted
• Account closed
• Cannot be undone after retention period

Removing Individual Data

Deleting Transactions

Remove specific transactions:

1. Find the transaction
2. Open transaction details
3. Tap "Delete Transaction"
4. Confirm deletion

Deleted transactions:

• Are immediately removed
• Don't count toward budgets or reports
• Cannot be recovered

Deleting Manual Accounts

Remove a manual account:

1. Go to Settings → Accounts
2. Select the manual account
3. Tap "Delete Account"
4. Confirm

This deletes:

• The account
• All transactions in that account
• Related data

Deleting Categories/Tags

Remove categories or tags:

1. Go to Settings → Categories (or Tags)
2. Select the item
3. Tap "Delete"
4. Choose what happens to associated transactions
5. Confirm

Options for transactions:

• Move to another category/tag
• Leave uncategorized/untagged

Deleting Budgets

Remove budgets:

1. Go to Budgets
2. Select the budget
3. Tap "Delete Budget"
4. Confirm

Deleting a budget:

• Removes budget tracking
• Doesn't affect transactions
• Can be recreated anytime

Disconnecting Bank Accounts

Disconnecting vs. Deleting

When you disconnect a bank account:

Option	What Happens
Keep history	Account removed, transactions preserved
Delete history	Account and all its transactions removed

How to Disconnect

1. Go to Settings → Accounts
2. Select the connected account
3. Tap "Disconnect"
4. Choose: Keep or delete transaction history
5. Confirm

After Disconnecting

• Plaid access is revoked immediately
• No more new transactions sync
• Kept transactions remain accessible
• Can reconnect the same account later

Reconnecting

If you reconnect a previously disconnected account:

• New transactions sync going forward
• Previously kept transactions remain
• May have a gap if disconnected for a while

Leaving Workspaces

Leaving a Shared Workspace

If you're a member (not owner):

1. Go to Settings → Workspaces
2. Select the workspace
3. Tap "Leave Workspace"
4. Confirm

Your data in that workspace:

• Transactions you added remain
• You lose access to the workspace
• Others can still see your past contributions

Transferring Workspace Ownership

If you're an owner and want to leave:

1. Promote another member to Owner
2. Then leave the workspace
3. Or delete the workspace entirely

Deleting Your Account

What Gets Deleted

When you delete your account:

• Your Curl Budget account
• All workspaces you own
• All transactions and history
• All settings and preferences
• All connected account relationships

What Remains

• Transactions you added to others' workspaces
• Other users' data in shared workspaces
• Your email may be referenced in workspace history

How to Delete

1. Go to Settings → Account
2. Tap "Delete Account"
3. Confirm your email
4. Confirm deletion

Waiting Period

Account deletion includes a waiting period:

• Initial deletion - Account marked for deletion
• Retention period - 90 days to change your mind
• Permanent deletion - After retention, data is permanently removed

Canceling Deletion

During the retention period:

1. Log back in
2. You'll see a "restore account" option
3. Confirm restoration
4. Account is restored with all data

After Permanent Deletion

Once the retention period ends:

• All data is permanently deleted
• Cannot be recovered
• Email can be reused for a new account

Subscription Considerations

Before Deleting

If you have an active subscription:

1. Cancel your subscription first (via Apple)
2. Then delete your account
3. Subscription won't be refunded for early deletion

Grace Period

If you're in a grace period:

• Deleting your account ends access immediately
• No recovery possible after retention period

Data Export

Before Deleting

Consider exporting your data:

• Transaction history for records
• Reports for reference
• Category/budget setup for recreation

How to Export

1. Go to Settings → Export Data
2. Choose export format
3. Download your data
4. Store securely

Third-Party Data

Plaid

When you disconnect or delete:

• Our access via Plaid is revoked
• Plaid may retain data per their policy
• Manage Plaid data at my.plaid.com

Apple

For Apple accounts:

• Disconnecting removes our access
• Apple retains your data per their policy
• Manage in Apple ID settings

Verification

Why We Verify

Deletion is permanent, so we verify:

• You're the account owner
• You intend to delete
• You understand the consequences

What's Required

• Email confirmation
• Possibly re-authentication
• Confirmation of intent

Support for Deletion

Need Help?

If you have issues deleting data:

• Contact hello@curlbudget.com
• Describe what you want deleted
• We'll assist with the process

Legal Requests

For legal data deletion requests:

• We comply with applicable laws (GDPR, CCPA)
• Submit requests to our support email
• Include verification of identity

Related Features

• Subscription - Cancel before deleting
• Data Protection - How we protect your data
• Bank Connection Security - Third-party data handling