Viewing Transactions

Viewing Transactions

Your transaction list is the heart of Curl Budget. It shows all your financial activity from connected accounts, organized for easy review and management.

The Transaction List

What You See

Each transaction displays:

• Merchant/Description - Who you paid or who paid you
• Amount - Negative for expenses, positive for income
• Date - When the transaction occurred
• Category - The assigned category with icon
• Account - Which account (shown by color or icon)
• Status indicators - Transfer, pending, duplicate markers

Amount Convention

Curl Budget uses consumer-friendly conventions:

• Negative amounts = Money out (expenses, purchases)
• Positive amounts = Money in (income, refunds, deposits)

This matches how you think about spending: "I spent $50" means $50 left your account.

Transaction Order

Transactions are ordered by date:

• Most recent at the top
• Scroll down for older transactions
• Group headers show dates

Transaction Details

Tap any transaction to see more:

Basic Information

• Full merchant name
• Complete description from your bank
• Exact date and time
• Account name
• Amount

Category and Tags

• Current category (tap to change)
• Applied tags (tap to add/remove)
• Notes you've added

Status and Detection

• Transfer status (if part of a transfer)
• Duplicate status (if has duplicates)
• Double charge status (if flagged)

History

• Who assigned the category (AI, rule, or manual)
• When it was last modified
• Original imported data

Navigating Transactions

Scrolling

• Swipe up/down to scroll through transactions
• Pull down to refresh and sync new transactions
• Date headers help you find specific days

Quick Actions

From the list, you can quickly:

• Tap category badge to recategorize
• Tap tag indicator to manage tags
• Swipe for additional actions

Jumping to Dates

For large histories:

• Use date filters to narrow the view
• Search for specific transactions
• Use Explorer for analysis

Transaction Status Indicators

Pending

Transactions that haven't fully posted:

• Show "Pending" indicator
• May change amount slightly when posted
• Typically become posted in 1-3 days

Transfer

Transactions identified as transfers:

• Show transfer icon
• Linked to the corresponding transaction
• Excluded from spending totals

Duplicate

Transactions with duplicates:

• Show duplicate indicator
• Tap to view the duplicate group
• Only one copy counts toward totals

Potential Issue

Transactions flagged for attention:

• Double charge warning
• Unusual pattern detected
• Review recommended

Filtering the View

Quick Filters

Access common filters:

• By account
• By category
• By date range
• By status (pending, posted)

Combining Filters

Stack filters for specific views:

• "This month" + "Restaurants" + "Chase Card"
• Shows only restaurant transactions on Chase this month

Clearing Filters

Remove filters to see all transactions again:

• Tap "Clear Filters"
• Or tap individual filter chips to remove

Working with Transactions

Changing Category

Recategorize a transaction:

1. Tap the transaction
2. Tap the category
3. Select new category
4. Change saves immediately

Or from the list:

1. Tap the category badge
2. Select new category

Adding Tags

Tag a transaction:

1. Tap the transaction
2. Tap "Tags"
3. Select or create tags
4. Save

Adding Notes

Add personal notes:

1. Tap the transaction
2. Scroll to Notes
3. Enter your note
4. Save

Notes are searchable and visible in details.

Handling Transfers

If a transaction is incorrectly marked:

1. Tap the transaction
2. Find transfer status
3. Tap to mark as "Not a Transfer" (or vice versa)

See Transfer Detection for details.

Multi-Account View

All Accounts

By default, you see all transactions:

• Combined chronological view
• Account indicators show source
• Transfers show both sides

Single Account

Filter to one account:

• Tap account filter
• Select specific account
• See only that account's transactions

Account Colors

Each account has a color:

• Helps quickly identify source
• Visible in transaction list
• Consistent throughout app

Understanding Your Data

Original vs. Display

Curl Budget may enhance transaction display:

• Merchant names may be cleaned up
• Descriptions simplified
• Original data preserved and viewable

Data Source

Transaction data comes from:

• Your bank (via Plaid or Apple)
• Manual entry
• Import

Sync Timing

New transactions appear when:

• Your bank reports them to Plaid
• App syncs (automatic or manual)
• Typically within hours of transaction

Tips

Daily Review

Quick daily check:

1. Pull down to refresh
2. Scan new transactions
3. Verify categories
4. Note anything unusual

Batch Categorization

For many transactions to categorize:

1. Use Auto-Rules for patterns
2. Or categorize inline with quick taps
3. Focus on uncategorized first

Understanding Pending

Pending transactions:

• Are real and will post
• May adjust slightly in amount
• Good to include for budgeting
• Will become posted transactions

Related Features

• Searching & Filtering - Find specific transactions
• Manual Transactions - Add cash transactions
• Categories - Transaction classification
• Smart Detection - Automatic transaction analysis