Curl Budget Documentation

Welcome to Curl Budget

Curl Budget is a personal finance app that combines intuitive design with powerful automation. Whether you're tracking spending solo or managing finances with your family, Curl Budget adapts to how you work.

What Makes Curl Budget Different

• Smart Detection - Automatically identifies transfers between accounts, duplicate transactions, and potential double charges. No manual matching required.
• Built for Sharing - Organize finances into multiple workspaces with separate role-based permissions. Things that should be separate stay that way, and shared things stay in sync. Perfect for families.
• Deeply Customizable - Create custom categories, flexible tags, and auto-rules with flexible logic.
• Powerful Automation - Set up rules once and let AI-powered categorization handle the rest. Proactive budget alerts keep you on track before you overspend.
• Privacy First - We use bank-grade security to protect your financial information.

Getting Started

New to Curl Budget? Start here:

• Creating Your Account - Set up your Curl Budget account with passwordless login
• Connecting Your Bank - Link your bank accounts securely via Plaid
• First Steps - Navigate the app and understand your finances

Core Features

Transactions

View, search, and manage all your transactions in one place. Curl Budget automatically syncs with your connected accounts, categorizes your spending with AI, and lets you add manual transactions for cash purchases.

Smart Detection

Curl Budget automatically analyzes your transactions to identify important patterns:

• Transfer Detection - Recognizes money moving between your own accounts
• Duplicate Detection - Finds exact duplicate transactions across accounts
• Double Charge Detection - Alerts you to potential fraudulent duplicate charges
• Funding Detection - Identifies P2P wallet funding to avoid double-counting

Organization

Keep your finances organized with flexible tools:

• Categories - Hierarchical categories with AI-powered auto-categorization
• Tags - Add multiple tags to track projects, goals, or people
• Auto-Rules - Create rules to automatically categorize and organize transactions

Financial Planning

Budgeting

Take control of your spending with flexible budgets:

• Creating Budgets - Set up category and tag-based budgets
• Budget Periods - Monthly, quarterly, or yearly tracking
• Implied Budgets - Understand how filters affect your budget calculations
• Budget Alerts - Get notified when you're approaching limits

Reports

Visualize and understand your financial picture:

• Cash Flow - See income vs. expenses over time
• Explorer - Drill down into spending by category, merchant, or time period

Account Management

Accounts

Connect and manage all your financial accounts:

• Plaid Integration - Connect banks securely with automatic sync
• Apple Accounts - Connect Apple Financial accounts
• Manual Accounts - Add accounts that can't be connected
• Account Health - Monitor and troubleshoot connections

Collaboration

Workspaces

Share finances with family or partners:

• Workspaces - Create separate spaces for different financial contexts
• Roles & Permissions - Control who can view or edit
• Invitations - Invite others to your workspace
• Activity Log - See who made changes and when

Notifications

Staying Informed

Never miss important financial events:

• Push Notifications - Get alerts for new transactions, account issues, and more
• Notification Settings - Customize what you're notified about
• Balance Alerts - Set thresholds for account balances

Account & Billing

Subscription

Manage your Curl Budget subscription:

• Trial Period - 30-day free trial details
• Managing Subscription - Subscription management via App Store
• Family Sharing - Share with family members

Privacy & Security

Your financial data is sensitive. Learn how we protect it:

• Data Protection - Encryption and security measures
• Bank Connection Security - How Plaid keeps your credentials safe
• Deleting Your Data - Account deletion and data removal

Need Help?

If you can't find what you're looking for, contact us at hello@curlbudget.com.